FINANCE OPTIONS
Sinclair Direct provides highly competitive quotes for finance through our very successful vehicle finance house (Sinclair Finance & Leasing). Our expertise allows us to tailor a package to suit your individual financial circumstances.
RICOCHET FINANCE - EXCLUSIVE TO SINCLAIR DIRECT
Private individuals can take advantage of a credit crunching, hassle free
and cost effective way to finance a vehicle with the option to include maintenance. By linking the estimated final value of a vehicle at the end of an agreed period to monthly rental payments, you reduce the amount you pay each month allowing you to drive a better car but within the same budget. Added peace of mind comes from agreeing the end value of the vehicle before a contract is signed, so subject to mileage, terms and conditions you know exactly where you stand from day one.
HIRE PURCHASE
Hire Purchase is the most commonly adopted finance when ownership of a vehicle is important.
Hire Purchase is the most traditional method of financing a vehicle purchase with the vehicle becoming your property at the end of the period. An initial deposit is paid and the remaining balance is settled by equal monthly payments over the agreed period. The deposit and repayment periods can be adjusted to suit the budgetary needs of the customer. The table below indicates some typical hire purchase examples.
A wide variety of vehicle funding options are available other than the above. Please feel free to contact us for more information on other options or alternatively visit the website of our finance house at www.sinclair-fl.co.uk
| Ford C-Max 1.6 Style 5 Door 2008 - Plate DOR. 05.03.08 |
| Total Cash Price |
£7995 |
| Customer Deposit |
£1199.75 |
| Balance to Finance |
£6795.75 |
| Interest payable |
£1522.65 |
| Acceptance Fee |
£90 |
| Option to Purchase Fee |
£60 |
| Total Charge for Credit |
£1672.65 |
| Total Amount Payable |
£9667.65 |
| Payable by 48 monthly repayments of |
£173.30 |
| APR |
11.9% |
REPRESENTATIVE 11.9% APR
PCP
| Audi A5 3.0 TDI Quattro Sport Coupe 57-plate DOR 21.12.07 |
| |
50300 miles |
| Total Cash Price |
£21995 |
| Customer Deposit |
£4399 |
| Balance to Finance |
£17596 |
| Interest payable |
£4313 |
| Acceptance Fee |
£90 |
| Option to Purchase Fee |
£60 |
| Total Charge for Credit |
£4463 |
| Total Amount Payable |
£26458 |
| Balance payable by 35 installments of |
£386.00 |
| APR |
11.9% |
| Figures based on the assumption of 12000 miles per annum |
| Excess mileage charge 10p per mile + VAT |
REPRESENTATIVE 11.9% APR
We understand that it can get confusing when trying to choose the right option, so if you are in need of any assistance please feel free to contact us for more information or alternatively visit the website of our finance house at www.sinclair-fl.co.uk as we are able to offer a wide variety of vehicle funding options other than the types mentioned above.